Working Capital (merchant cash advance) Flex Capital (line-of-credit style, revenue-based) Starter Capital (day-one funding) Pay with Liberis (checkout pay-over-time) Investment Capital (term loans)
Pipe Capital (merchant cash advance with multi-draw) Pipe-hosted, Embedded UI and Capital API integrations Partner Portal (merchant activity, revenue share, API logs, webhooks)
Cash Advance (revenue-based financing, repaid as a share of sales) Instant Settlement (instant payout of card receivables) Embedded components, partner-hosted, fully embedded and co-branded journeys Partner Dashboard and reporting APIs
defi ORIGINATIONS (loan and lease origination, direct and indirect, secured and unsecured) defi SERVICING (loan and lease servicing) defi MANAGED SERVICING (outsourced servicing) Integration Manager and platform APIs (more than 100 integration partners)
This category covers two groups: loan origination systems sold to banks, credit unions and lenders, and embedded lending providers that put credit inside other companies’ products. Origination systems are compared in the loan origination software comparison and best loan origination software; embedded lending providers in the list of embedded lending platform providers.
Questions
What does a loan origination system do? It takes a loan from application through underwriting and decision to closing or funding.
Who is the lender in embedded lending? A bank or other lender named in the program’s disclosures, or the provider itself when it funds advances.
Are licences listed? Only from official registers, such as a state regulator’s licence record.
Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.
