YouLend
An embedded financing provider that funds revenue-based cash advances for platforms in the UK, EU and US.
YouLend sells white-label business financing to e-commerce marketplaces, payment service providers and software platforms. Its product is a cash advance repaid as a share of sales; it offers instant settlement of card receivables. YouLend funds the advances, and Stripe names it as the provider of Stripe Capital merchant cash advances in the United States. YouLend states that YouLend Limited is an FCA-authorised payment institution and that its UK merchant financing agreements are not FCA regulated. Prices are not published.
- Website
- youlend.com
- Infrastructure layers
- Embedded lending, revenue-based finance
- Products (as published)
- Cash Advance (revenue-based financing, repaid as a share of sales)
Instant Settlement (instant payout of card receivables)
Embedded components, partner-hosted, fully embedded and co-branded journeys
Partner Dashboard and reporting APIs - Client types
- E-commerce marketplaces, payment service providers, software platforms, brokers
- Regions served
- United Kingdom, European Union (Belgium, Denmark, France, Germany, Ireland, Netherlands, Poland, Spain), United States
- API documentation
- docs.youlend.com
- Date checked
- Profile type
- Standard
Questions
Who funds a YouLend cash advance?
What regulatory status does YouLend state?
How does a platform integrate?
See also
Sources
- YouLend and YouLend regulatory information
- YouLend API docs, Cash Advance, Instant Settlement, United States
- Värde Partners: YouLend forward-flow facility, March 3, 2026
- Worldline and YouLend launch Cash Advance, January 19, 2026
- Housecall Pro: business financing disclosures
- Checked September 27, 2026.
Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.