nCino

A cloud platform banks and credit unions use to originate commercial, small business, consumer and mortgage loans.

nCino is a cloud banking platform for banks and credit unions. Its loan origination products cover commercial, small business, consumer and mortgage lending, alongside client onboarding and deposit account opening, and its Integration Gateway connects to core systems and other vendors. nCino is listed on the Nasdaq Global Select Market as NCNO and is headquartered in Wilmington, North Carolina. Its FY2026 annual report says it is deployed in over 25 countries and that subscription fees are aligned with the assets of the lines of business it supports.

Website
ncino.com
Infrastructure layers
Lending and loan origination
Products (as published)
Commercial Lending (commercial loan origination system)
Small Business Lending
Consumer Lending
Mortgage
Account Opening
Integration Gateway
Client types
Banks and credit unions of all sizes, independent mortgage banks
Regions served
North America, Europe, the Middle East, Japan and Asia-Pacific (deployed in over 25 countries, per its FY2026 10-K)
Pricing model (only if published)
Subscription priced by the assets of the lines of business supported (asset-based), per its FY2026 10-K
API documentation
developer.ncino.com
Date checked
Profile type
Standard

Questions

What is nCino used for?
Banks and credit unions use nCino to originate commercial, small business, consumer and mortgage loans and to open deposit accounts.
How does nCino price its software?
Its FY2026 10-K describes subscription fees aligned with the assets of the lines of business supported, replacing seat-based pricing.
Is nCino a public company?
Yes. nCino trades on the Nasdaq Global Select Market under the ticker NCNO.

See also

Sources

Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.

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