Stablecoin infrastructure
Guides to stablecoin infrastructure for business: issuance, custody, gateways and B2B payments.
How stablecoin issuers make money
Reserve income, partner payments and platform fees: a sourced guide to how stablecoin issuer economics work.
Stablecoin on and off ramp APIs: five providers compared
Bridge, Circle, Brale, Paxos and Coinbase document very different ways to turn dollars into stablecoins and back.
White label stablecoin: how it works and who issues it
Your brand on the token, a licensed issuer behind it: how white label stablecoins work and who offers them.
Stablecoin payouts: paying sellers and contractors in USDC
Stripe, Circle, BVNK and Coinbase publish very different limits on who can receive USDC and where.
How to accept stablecoin payments B2B
How US businesses invoice business customers in USDC, settle to dollars, and what providers publish as fees.
Stablecoin infrastructure for business, layer by layer
Who issues, holds, moves and settles the tokens, which providers sit at each layer, and where US rules stand.
Stablecoin payment gateway: how businesses accept USDC
Stripe, Coinbase Business, BVNK and Shopify compared on published fees, networks, refunds and license holders.
This section covers the infrastructure layer, not trading or prices. Stablecoin infrastructure maps issuers, issuance-as-a-service, custody, on- and off-ramps and settlement. White label stablecoin explains how a brand launches its own token through a licensed issuer such as Paxos, Bridge or Anchorage Digital. Stablecoin payment gateway compares what Stripe, Coinbase Business, BVNK and Shopify publish for checkout, and accept stablecoin payments b2b covers invoices, settlement to US dollars and tax rules. On the outgoing side, stablecoin payouts compares how Stripe, Circle, BVNK and Coinbase let platforms pay sellers and contractors in USDC. Moving between bank money and tokens is covered in stablecoin on off ramp api, which compares the deposit accounts, payout addresses and mint-and-redeem calls documented by Bridge, Circle, Brale, Paxos and Coinbase.
The GENIUS Act rulemaking is followed in stablecoin infrastructure news, including the treasury stablecoin issuance rule and the federal reserve genius act stablecoin rules.
Questions
What is a payment stablecoin? A digital asset designed for payments that the issuer must redeem for a fixed amount of money; the GENIUS Act sets who may issue one in the United States.
Can a company launch its own stablecoin without becoming an issuer? Yes, as a white label stablecoin: a permitted issuer mints and redeems the token under the company’s brand.
Can a US business accept USDC? Yes, through providers such as Stripe, Coinbase Business and BVNK; fees, networks and settlement differ by provider.
Can a platform pay sellers in USDC? Yes, through payout products such as Stripe Connect stablecoin payouts, Circle and BVNK, each with its own country and recipient limits.
How does a business turn dollars into USDC and back? Through an on- and off-ramp API: a deposit account that mints tokens when a wire or ACH payment arrives, and an address or payout call that sends dollars back to a bank account.
Does this section cover crypto prices? No. It covers issuance, custody, settlement and business payments.