ICE Mortgage Technology
The Encompass mortgage loan origination system, sold by ICE to US banks, credit unions and mortgage lenders.
ICE Mortgage Technology, part of Intercontinental Exchange (NYSE: ICE), sells Encompass, a loan origination system for US residential mortgages. It runs a loan from application through processing, underwriting and closing to sale to investors, with borrower and third-party originator portals. ICE says more than 3,000 banks, credit unions and mortgage bankers use Encompass, and signed 90 new clients in 2025. ICE’s Form 10-K for 2025 describes a SaaS subscription with fees above an included monthly loan count.
- Website
- mortgagetech.ice.com
- Infrastructure layers
- Loan origination software (mortgage)
- Products (as published)
- Encompass (mortgage LOS: origination, processing, underwriting, closing, selling)
Encompass Consumer Connect (borrower point of sale)
Encompass TPO Connect (third-party originators, wholesale and correspondent)
Encompass Investor Connect (delivery to investors)
Encompass Developer Connect (REST APIs, webhooks) - Client types
- Banks, credit unions, independent mortgage bankers
- Regions served
- United States
- Pricing model (only if published)
- Monthly SaaS subscription covering a set number of closed loans, plus success-based fees for loans above it (ICE Form 10-K for 2025)
- API documentation
- developer.icemortgagetechnology.com
- Date checked
- Profile type
- Standard
Questions
How is Encompass priced?
Does Encompass have an API?
Which loans does Encompass handle?
See also
Sources
Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.