Liberis
A UK-founded embedded finance provider that funds merchant cash advances and other SMB credit through platforms.
Liberis sells white-label business funding to payment processors, software platforms and marketplaces in the UK, Europe, the United States and Canada. Its capital platform covers five products: Working Capital, a merchant cash advance; Flex Capital, a line-of-credit style facility; Starter Capital; Pay with Liberis at checkout; and Investment Capital term loans. Liberis is the funder and holds the eligibility and risk decisions. In the UK its cash advance is receivables finance rather than a loan. Liberis publishes no prices.
- Website
- liberis.com
- Infrastructure layers
- Embedded lending, revenue-based finance
- Products (as published)
- Working Capital (merchant cash advance)
Flex Capital (line-of-credit style, revenue-based)
Starter Capital (day-one funding)
Pay with Liberis (checkout pay-over-time)
Investment Capital (term loans) - Client types
- Payment processors, vertical SaaS, marketplaces, banks' merchant services
- Regions served
- United Kingdom, Europe, United States, Canada
- API documentation
- docs.liberis.com
- Date checked
- Profile type
- Standard
Questions
Who funds a Liberis advance?
Is Liberis authorised by the FCA?
Who will own Liberis?
See also
Sources
- Liberis, Liberis Capital Platform, Working Capital, Pay with Liberis
- Liberis Capital Platform launch, September 3, 2025
- Elavon and Liberis, March 31, 2026
- Qred and Liberis, June 18, 2026 and Nordic Capital release
- Liberis merchant portal footer and Companies House: Liberis Limited
- Liberis API docs and partner API reference
- Checked September 27, 2026.
Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.