ChargeAfter
A point-of-sale financing platform that matches one application to several lenders, also licensed white-label to banks.
ChargeAfter is a point-of-sale (POS) financing platform: a merchant offers one financing application, in store, online, in the home or by phone, and ChargeAfter matches it in real time to lenders across the credit spectrum.
Banks can also license it as “The Lending Hub”, a white-label platform for building and distributing their own point-of-sale lending products to merchants. Lenders in its network include Wells Fargo, announced in 2023, and Citi and Synchrony, named in its FAQ. ChargeAfter is a technology provider, not a lender; it is based in New York with research and development in Tel Aviv, and does not publish pricing.
- Website
- chargeafter.com
- Infrastructure layers
- POS financing, embedded lending
- Products (as published)
- Embedded Lending Platform
The Lending Hub (white-label platform for banks)
Lender network with waterfall matching
Sales App (with Sales App AI)
Post-sale management and analytics - Client types
- Mid-market and enterprise merchants and service providers, banks and financial institutions, lenders
- Publicly announced partner banks
- Wells Fargo (Wells Fargo Retail Services, announced 2023)
Citi (named in ChargeAfter's FAQ)
Synchrony (named in ChargeAfter's FAQ) - API documentation
- docs.chargeafter.com
- Date checked
- Profile type
- Standard
Questions
What is ChargeAfter?
Is ChargeAfter a lender?
What is a point-of-sale financing platform?
See also
- Parafin, an embedded lending platform for small businesses
- Lending guides
- All providers
Sources
Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.