Guides: payments
FedNow fraud controls: lists, thresholds and network signals
How FedNow negative lists, activity thresholds and network insights fit into a bank's fraud stack.
Marketplace Chargebacks: Platform Debits and Recovery
A seller can receive a payout while the platform still bears the chargeback debit. The charge model matters.
Embedded Payments for Logistics: Charges and Carrier Payouts
A shipment can involve a customer charge and several supplier payments. Connect the records before moving the money.
Embedded Payments for Healthcare: Bills and Payouts
Embedded payments for healthcare: connect patient bills, payment status, refunds and practice payout reports.
Virtual accounts: how banks and platforms use them
How virtual account numbers sit on one bank account, what banks support, and what platforms must track.
Merchant of record: what it covers and when to use one
The merchant of record is the legal seller. Here is what the role covers and what MoR providers charge.
Network tokenization: how card network tokens work
Card networks now swap stored card numbers for merchant-bound tokens. Here is how they work and who requests them.
Embedded payments companies: models, liability, pricing
Ten embedded payments companies compared on model, seller-loss liability, onboarding and published pricing.
Stablecoin payment gateway: how businesses accept USDC
Stripe, Coinbase Business, BVNK and Shopify compared on published fees, networks, refunds and license holders.
Marketplace payouts: rails, timing and 1099-K rules
How platforms pay sellers, drivers and creators: payout rails, limits, holds, fund custody and 1099-K rules.
Embedded payments: how platforms take payments for users
Who registers as the PayFac, who onboards sellers and whose balance takes chargebacks, model by model.
PayFac vs PayFac-as-a-service: who carries the risk
Who registers with the card networks, who funds sellers and who absorbs the chargebacks in each PayFac model.
Payment gateway API: how it works and what to compare
The endpoints behind a card payment: authorize, capture, refund, tokenize, and the PCI scope each choice creates.
Six payment orchestration platforms compared
Six payment orchestration platforms that meet published criteria, compared on connections, routing, vaults and pricing.
Payment orchestration: how routing across processors works
How one integration can route card payments across several processors, and what it does not replace.