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Connected account onboarding: hosted, embedded or API
How to choose hosted, embedded or API onboarding for connected accounts, and what each route makes your team own.
How stablecoin issuers make money
Reserve income, partner payments and platform fees: a sourced guide to how stablecoin issuer economics work.
Instant card issuance: a virtual-first launch guide
How virtual-first card programmes handle holders, controls, PCI scope and physical fulfilment.
Card issuing vs acquiring: issuer, acquirer and interchange
The issuer serves the cardholder, the acquirer serves the merchant, and interchange flows between them.
Issuer processor vs payment processor: who does what
Issuer and merchant processors sit on opposite sides of a card transaction. Here is how the roles split.
Payment gateway vs PSP vs orchestration
A gateway moves payment data, a PSP bundles more of the stack, and orchestration coordinates routes across providers.
Tokenized asset settlement: how DvP works
How tokenized assets and cash settle together, and which risks remain after delivery versus payment.
FedNow fraud controls: lists, thresholds and network signals
How FedNow negative lists, activity thresholds and network insights fit into a bank's fraud stack.
BIN sponsorship operating model: roles and controls
How sponsors, program managers, processors and card schemes divide work and control risk.
Core banking migration checklist: data to cutover
A practical checklist for data mapping, rehearsal, reconciliation, cutover and go-live control.
FedNow participation: how banks and cores connect
FedNow participation is set per routing number, and the core must post around the clock.
What is a sponsor bank? How sponsor banks work for fintechs
A sponsor bank lends its charter or network membership to a non-bank, and keeps the regulated responsibility.
Embedded Invoice Financing for B2B Platforms
How B2B platforms embed invoice finance without losing track of roles, controls or receivables data.
Stablecoin on and off ramp APIs: five providers compared
Bridge, Circle, Brale, Paxos and Coinbase document very different ways to turn dollars into stablecoins and back.
Marketplace Chargebacks: Platform Debits and Recovery
A seller can receive a payout while the platform still bears the chargeback debit. The charge model matters.
Loan Servicing Migration: Schedules, History and Balances
A loan balance can match after migration while its repayment schedule or transaction history is wrong.
Sponsor Bank Due Diligence: Contracts, Controls and Data
Review the fintech, contract, controls, data access and exit plan before a sponsor bank program launches.
Pathward stays Clair's earned wage access bank partner
Pathward renewed its Clair deal and will keep originating the earned wage advances sold inside payroll software.
Geotab Fleet Card runs on AtoB's embedded payments platform
AtoB says Geotab is the first fleet management platform to build its payments platform into its own software.
Embedded Payments for Logistics: Charges and Carrier Payouts
A shipment can involve a customer charge and several supplier payments. Connect the records before moving the money.
The Bancorp launches Finetics for bank-led embedded finance
The Bancorp Bank now sells embedded finance itself, with program management and APIs from one bank.
Embedded Payments for Healthcare: Bills and Payouts
Embedded payments for healthcare: connect patient bills, payment status, refunds and practice payout reports.
Embedded payments for accounting software: a guide
Merchant roles, fees, reconciliation and delayed payment confirmation for accounting platforms.
Modern Treasury applies for a national trust bank charter
Modern Treasury files with the OCC for a limited-purpose trust bank to custody stablecoins and fiat. Rain files too.