Synctera
A BaaS platform for building accounts, cards and payments on a sponsor bank, with oversight tools for the banks.
Synctera’s APIs, ledger and console let companies build accounts, cards and money movement on top of a sponsor bank from its network, and give those banks oversight and compliance tools. It says companies can build products for customers in both the United States and Canada. Synctera’s own announcements from 2021 to 2023 name banks including Stearns Bank, First Internet Bank, Midland States Bank and Community Federal Savings Bank; the site does not publish a current bank list, so older partnerships may have changed. Pricing is not published.
- Website
- synctera.com
- Infrastructure layers
- Banking-as-a-service, card issuing
- Products (as published)
- Synctera APIs (KYC/KYB onboarding, payments, core banking, fraud and transaction monitoring, card issuing and processing)
Synctera Ledger
Synctera Console
White-Label UX Suite
Debit, credit, smart charge and fleet cards - Client types
- Fintechs and companies building embedded finance products; sponsor banks
- Regions served
- United States and Canada
- Publicly announced partner banks
- Stearns Bank N.A. (September 19, 2023)
First Internet Bank (January 2022)
Midland States Bank (April 7, 2022)
Veritex Community Bank and Emigrant Bank (named as partners and investors)
National Bank of Canada (Canadian programs)
Community Federal Savings Bank (September 1, 2021), with Coastal Community Bank, Lineage Bank and Regent Bank named in the same release
BankProv (April 8, 2022) - API documentation
- dev.synctera.com
- Date checked
- Profile type
- Standard
Questions
What is Synctera?
Which sponsor banks has Synctera announced?
Does Synctera support Canada?
See also
- Community Federal Savings Bank and Lineage Bank, banks named in a Synctera release
- Unit, another BaaS platform
- All providers
Sources
- Synctera platform, cards, Canada
- Stearns Bank announcement, CFSB announcement, Canada and investors
- Midland States Bancorp release
- Checked September 26, 2026.
Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.