Lineage Bank
A Tennessee bank under a 2024 FDIC order on its fintech partners and a second, broader order from June 2026.
Lineage Bank is a state-chartered bank in Franklin, Tennessee, supervised by the FDIC. Its consent order FDIC-23-0041b of January 30, 2024 concerns its “Third-Party Risk Management Program and its Financial Technology (FinTech) partners”. It bars onboarding new fintech partners until a formal onboarding process is in place and bars deposit growth from new fintech partners until the third-party risk program is adequate; it also requires exit plans for significant fintech partners and a BaaS risk assessment.
A second consent order, FDIC-26-0028b of June 24, 2026, covers capital, problem loans and brokered deposits and does not mention fintech partners.
- Country
- United States
- Primary federal regulator
- FDIC
- State regulator
- Tennessee Department of Financial Institutions
- Charter type
- State-chartered commercial bank, not a Federal Reserve member
- FDIC certificate number
- 6100
- Enforcement actions (regulator records)
Document Regulator Issued Status FDIC-23-0041b consent order (fintech partners, BaaS) FDIC Jan 30, 2024 In force (no termination published) FDIC-26-0028b consent order (capital, loans, brokered deposits; no fintech terms) FDIC Jun 24, 2026 In force; not in the tracker - Date checked
Questions
Is Lineage Bank under a consent order?
What does the 2024 Lineage Bank order restrict?
Why is the 2026 Lineage order not in the enforcement tracker?
See also
- Sponsor-bank enforcement tracker
- Thread Bank, another Tennessee bank with a BaaS order
- All sponsor banks
Sources
- FDIC consent order FDIC-23-0041b
- FDIC release, February 23, 2024
- FDIC Enforcement Decisions and Orders (FDIC-26-0028b)
- Checked September 26, 2026.
Source: FDIC BankFind, the FDIC, OCC and Federal Reserve enforcement records and state regulators’ orders, plus partner announcements by the banks or fintechs, as linked in each profile. How we build and refresh profiles: methodology.