Unit
A US banking-as-a-service platform for software companies, with accounts, payments, cards and credit from partner banks.
Unit sells APIs, a dashboard and white-label interfaces that let software companies offer bank accounts, wallets, payments, cards and credit to their own customers. The regulated products come from Unit’s partner banks, which Unit’s own announcements name as Thread Bank, Lincoln Savings Bank and i3 Bank. Unit also sells technology and managed services to the banks behind these programs, and ready-made “Ready-to-Launch” products for banking, bill pay and capital. Its terms say the platform is designed for use in the United States. Unit does not publish pricing.
- Website
- unit.co
- Infrastructure layers
- Banking-as-a-service, card issuing
- Products (as published)
- Accounts & Wallets (deposit accounts, wallets, FBO)
Money Movement (ACH, checks, wires, Real Time Payments, cross-border)
Card Issuing (debit, charge and revolving credit cards)
Capital (working capital, charge cards, credit cards)
Managed Solutions / Ready-to-Launch (banking, bill pay, capital) - Client types
- Software companies, vertical SaaS, banks
- Regions served
- United States
- Publicly announced partner banks
- Thread Bank (announced August 2022)
Lincoln Savings Bank (announced August 7, 2024)
i3 Bank (named on unit.co, July 2025) - API documentation
- unit.co
- Date checked
- Profile type
- Standard
Questions
What does Unit do?
Which banks does Unit work with?
Does Unit operate outside the US?
See also
- Thread Bank, a Unit partner bank
- Treasury Prime and Synctera, other BaaS platforms
- All providers
Sources
Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.