Paddle

A merchant of record for software and digital product companies, selling to their buyers in its own name.

Paddle sells as the merchant of record for SaaS and digital product businesses: it takes the payment, runs checkout and subscription billing, calculates and remits sales tax and VAT, screens fraud and handles chargebacks and buyer support. Its developer documentation says Paddle handles tax calculation and remittance in more than 200 countries on the seller’s behalf. The company behind the site is Paddle.com Market Limited.

Paddle Billing is the current product, with a REST API, webhooks, the Paddle.js frontend library and SDKs for PHP, Node.js, Go and Python. Businesses that signed up after August 8, 2023 use Paddle Billing; the older Paddle Classic takes no new sign-ups. Paddle publishes its price: 5% + 50¢ per checkout transaction, with custom pricing for high volumes and for products under $10.

Website
paddle.com
Infrastructure layers
Merchant of record, subscription billing
Products (as published)
Merchant of record (payments, sales tax and VAT, fraud, chargebacks, buyer support)
Checkout (embeddable in a website or app)
Subscriptions and billing
Invoicing
Paddle Billing API, webhooks and Paddle.js
SDKs for PHP, Node.js, Go and Python
Client types
SaaS and digital product companies
Regions served
Global (tax calculation and remittance in 200+ countries, per Paddle's documentation)
Pricing model (only if published)
5% + 50¢ per checkout transaction; custom pricing for high volume and products under $10
API documentation
developer.paddle.com
Date checked
Profile type
Standard

Questions

What does Paddle cost?
Paddle’s pricing page lists 5% + 50¢ per checkout transaction with no monthly fee, and custom pricing for high-volume businesses and products under $10.
Is Paddle a payment processor or a merchant of record?
A merchant of record. Paddle is the seller on the transaction and takes on tax, fraud and chargebacks, unlike a processor, where the business stays the seller.
What is the difference between Paddle Billing and Paddle Classic?
They are separate products with different APIs. Paddle Billing is the current one; new Paddle Classic sign-ups are not allowed.

See also

Sources

Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.

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