Stripe Connect

Stripe’s product for platforms and marketplaces to onboard users, take payments for them, split funds and pay out.

Stripe Connect lets software platforms and marketplaces onboard their users, accept payments on their behalf, split funds and send payouts, with onboarding available as a Stripe-hosted flow, embedded components or an API. Stripe’s acquirer disclosure names the banks behind US card acceptance, including Cross River Bank, Fifth Third Bank, Pathward and PNC, and Georgia’s banking regulator approved Stripe’s own merchant acquirer limited purpose bank, Stripe MALPB, in June 2025. Pricing is published: platforms choose between Stripe-managed pricing and platform-managed pricing at $2 per monthly active account plus payout fees.

Website
stripe.com
Infrastructure layers
Embedded payments, PayFac enablement
Products (as published)
Connect Onboarding (Stripe-hosted, embedded or API)
Connect embedded components
Instant Payouts
Cross-border payouts
Platform pricing tool
Accounts v2 API
Client types
Software platforms, SaaS platforms and marketplaces
Regions served
Stripe: businesses in 50+ countries; Connect Onboarding: 46+ countries
Publicly announced partner banks
US card acquirers named on Stripe's acquirer disclosure: Cross River Bank; Deutsche Bank Trust Company Americas; Fifth Third Bank; Pathward; PNC Bank
Canada: Peoples Trust Company; PNC Bank Canada
Mexico: BBVA México; India: RBL Bank; Thailand: Bank of Ayudhya
Licences and registrations (official registers)
Licence or registrationRegisterNumber
Stripe MALPB, merchant acquirer limited purpose bank (Georgia)Georgia Department of Banking and Finance, June 2025 bulletinApproved June 30, 2025
Pricing model (only if published)
Published: Stripe-managed pricing with no platform fees, or platform-managed pricing at $2 per monthly active account plus payout fees
API documentation
docs.stripe.com
Date checked
Profile type
Standard

Questions

What is Stripe Connect used for?
Platforms and marketplaces use it to onboard sellers or service providers, accept payments for them, split funds and pay them out.
How is Stripe Connect priced?
Either Stripe handles pricing with no platform fees, or the platform sets pricing and pays $2 per monthly active account plus payout fees, per Stripe’s published pricing.
Which banks acquire card payments for Stripe in the US?
Stripe’s acquirer disclosure lists Cross River Bank, Deutsche Bank Trust Company Americas, Fifth Third Bank, Pathward and PNC Bank.

See also

Sources

Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.

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