Card issuing

Issuer processors and card issuing platforms for virtual, debit, prepaid and credit card programs.

4 listings

Highnote

One platform for card issuing, merchant acquiring, credit and money movement, built on its own ledger.

Infrastructure layers
Card issuing, embedded payments
Products (as published)
Issuing
Acquiring
Credit
Money Movement (check, wire, ACH, RTP, FedNow, payouts, stablecoin)
Unified Payments and Unified Ledger
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Lithic

A developer-focused card issuer processor for credit, debit and prepaid cards, with its own program management option.

Website
lithic.com
Infrastructure layers
Card issuing
Products (as published)
Card Issuing (credit, debit and prepaid; virtual and physical)
Accounts & Money Movement (ACH, wire, virtual and routable accounts, ledgers)
Lithic Program Management
Processing Only
Fraud & Risk Controls
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Marqeta

A card issuing and processing platform with open APIs, working through US issuing banks and a UK and EEA e-money firm.

Infrastructure layers
Card issuing
Products (as published)
Card issuing
Processing
Marqeta Program Management
Credit (consumer and commercial)
RiskControl
Tokenization and digital wallets
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Thredd

A London-based issuer processor running debit, credit, prepaid and virtual card programs across three regions.

Website
thredd.ai
Infrastructure layers
Card issuing
Products (as published)
Core Processing
Credit
Debit + Prepaid
Virtual Cards
System of Record
Risk Management
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Profiles record card types, partner banks as announced, networks and API documentation for each issuer processor. How to compare them is covered in how to choose an issuer processor and the comparison of card issuing platforms.

Questions

What is an issuer processor? The system that authorizes and records card transactions for an issuing bank’s program under the network’s rules.

Do issuer processors issue cards themselves? No. A bank that is a member of the card network issues the cards; the processor runs the program’s transactions.

Where is card issuing news? In card issuing news.

Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.

remwm

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