Finix

A payment processor and payment facilitator that lets platforms embed card and bank payments in the US and Canada.

Finix is a payment processor and registered payment facilitator that lets SaaS platforms, marketplaces and PayFacs embed card and bank payments, payouts and recurring billing, and it also sells directly to merchants. Its banking-relationships page names its sponsor banks: Pathward and Fifth Third Bank in the United States and Peoples Trust Company in Canada, where Finix launched in February 2024. Finix describes its pricing model on its site (flat-rate, dynamic or custom for platforms) but does not publish a rate card.

Website
finix.com
Infrastructure layers
Embedded payments, PayFac enablement
Products (as published)
Payments platform
Payouts
Recurring Billing
Merchant Underwriting
Client types
PayFacs, SaaS platforms, marketplaces, individual merchants
Regions served
United States and Canada (Canada launch February 2024)
Publicly announced partner banks
Pathward, N.A. (Finix is a registered processor of Pathward)
Fifth Third Bank, N.A. (Finix is a registered payment facilitator of Fifth Third)
Peoples Trust Company, Canada (Finix Canada is a registered ISO and third-party servicer)
Pricing model (only if published)
Published model: flat-rate, dynamic or custom pricing for platforms; subscription plus per-transaction fees for merchants; no rate card
API documentation
docs.finix.com
Date checked
Profile type
Standard

Questions

What does Finix do?
Finix processes card and bank payments for platforms, marketplaces and payment facilitators that embed payments, and for merchants directly.
Which banks sponsor Finix?
Finix names Pathward and Fifth Third Bank in the US and Peoples Trust Company in Canada on its banking relationships page.
Does Finix operate in Canada?
Yes. Finix announced its Canadian launch in February 2024, with Peoples Trust Company as its Canadian partner.

See also

Sources

Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.

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