Increase
API-first bank infrastructure for technology companies, now run alongside its own FDIC-insured bank, Increase Bank.
Increase offers API access to bank accounts, ACH, wires, Real-Time Payments, FedNow, checks and Visa card programs for technology companies that move their own or their customers’ money. Its footer names four banks behind the products: Increase Bank, Grasshopper Bank, First Internet Bank of Indiana and Core Bank.
Increase announced in July 2026 that its founder had acquired Twin City Bank and relaunched it as Increase Bank; FDIC BankFind lists Increase Bank in Longview, Washington, under certificate 35261. It also sells its core to banks for sponsor banking, and publishes per-transaction fees.
- Website
- increase.com
- Infrastructure layers
- Banking-as-a-service, core banking
- Products (as published)
- Bank Accounts
ACH, wires, Real-Time Payments and FedNow
Checks
Cards (programmatic Visa card programs)
Push-to-Card
Sponsor banking (core for banks) - Client types
- Technology companies, fintech platforms moving customer funds, banks (sponsor banking)
- Regions served
- United States
- Publicly announced partner banks
- Increase Bank (Increase's own bank)
Grasshopper Bank, N.A.
First Internet Bank of Indiana
Core Bank - Licences and registrations (official registers)
Licence or registration Register Number Increase Bank, FDIC-insured bank (Longview, WA) FDIC BankFind Certificate 35261 - Pricing model (only if published)
- Published per-transaction fees (for example, wire origination $15.00, same-day ACH origination $2.00)
- API documentation
- increase.com
- Date checked
- Profile type
- Standard
Questions
What is Increase?
Does Increase own a bank?
Does Increase publish its pricing?
See also
- Treasury Prime and Unit, other BaaS platforms
- Sponsor banks directory
- All providers
Sources
- Increase bank accounts, ACH, cards, sponsor banking
- Increase pricing, terms
- Announcing Increase Bank
- FDIC BankFind record
- Checked September 26, 2026.
Source: each provider’s own documentation, product pages, official announcements and filings, and official registers for licences, as linked in each profile. Fields a provider does not publish stay empty. How we build profiles: methodology.