Axiom Bank, N.A.
A Florida national bank whose OCC agreement on prepaid and merchant processing partnerships ended in April 2026.
Axiom Bank, N.A. is a national bank in Maitland, Florida, supervised by the OCC. Its formal agreement AA-SO-2024-83 of October 3, 2024 addressed BSA/AML violations, with particular attention to the bank’s prepaid card and merchant processing partnership programs. It required a compliance committee, a BSA/AML action plan subject to OCC no-objection, customer identification testing for prepaid customers, internal controls coordinated with a third-party risk management program, and a lookback of suspicious activity from January 2023 to June 2024. The OCC terminated the agreement on April 29, 2026.
- Country
- United States
- Primary federal regulator
- OCC
- Charter type
- National bank
- FDIC certificate number
- 31390
- Enforcement actions (regulator records)
Document Regulator Issued Status AA-SO-2024-83 formal agreement (BSA/AML, prepaid and merchant processing partnerships) OCC Oct 3, 2024 Terminated Apr 29, 2026 (AA-SO-2026-26) - Date checked
Questions
Is Axiom Bank under an OCC agreement?
Was the Axiom action a consent order?
What did the Axiom Bank agreement cover?
See also
- Sponsor-bank enforcement tracker
- Patriot Bank, another OCC formal agreement on prepaid programs
- Blue Ridge Bank
Sources
- OCC formal agreement AA-SO-2024-83
- OCC release, October 17, 2024
- OCC termination AA-SO-2026-26
- Checked September 26, 2026.
Source: FDIC BankFind, the FDIC, OCC and Federal Reserve enforcement records and state regulators’ orders, plus partner announcements by the banks or fintechs, as linked in each profile. How we build and refresh profiles: methodology.