{"catalog":{"title":"Sponsor banks","path":"/sponsor-banks","updatedAt":"2026-10-02T14:10:06.025Z","fields":[{"id":"country","label":"Country","type":"text"},{"id":"regulator","label":"Primary federal regulator","type":"text"},{"id":"state_regulator","label":"State regulator","type":"text"},{"id":"bank_type","label":"Charter type","type":"text"},{"id":"fdic_cert","label":"FDIC certificate number","type":"text"},{"id":"website","label":"Website","type":"url"},{"id":"fintech_partners","label":"Publicly announced fintech partners","type":"textarea"},{"id":"enforcement","label":"Enforcement actions (regulator records)","type":"textarea"},{"id":"date_checked","label":"Date checked","type":"date"}]},"entries":[{"slug":"axiom-bank","name":"Axiom Bank, N.A.","path":"/sponsor-banks/axiom-bank","category":{"slug":"occ","title":"OCC-supervised banks"},"updatedAt":"2026-09-26T17:58:49.956Z","fields":{"country":"United States","regulator":"OCC","state_regulator":null,"bank_type":"National bank","fdic_cert":"31390","website":null,"fintech_partners":null,"enforcement":"AA-SO-2024-83 formal agreement (BSA/AML, prepaid and merchant processing partnerships) · OCC · Oct 3, 2024 · Terminated Apr 29, 2026 (AA-SO-2026-26)","date_checked":"2026-09-26"}},{"slug":"blue-ridge-bank","name":"Blue Ridge Bank, N.A.","path":"/sponsor-banks/blue-ridge-bank","category":{"slug":"occ","title":"OCC-supervised banks"},"updatedAt":"2026-09-26T17:57:33.454Z","fields":{"country":"United States","regulator":"OCC","state_regulator":null,"bank_type":"National bank","fdic_cert":"35274","website":null,"fintech_partners":null,"enforcement":"AA-NE-2022-43 formal agreement · OCC · Aug 29, 2022 · Terminated and replaced by the 2024 consent order (AA-ENF-2024-13)\nAA-ENF-2023-68 consent order (BSA/AML, fintech partners) · OCC · Jan 24, 2024 · Terminated Nov 13, 2025 (AA-ENF-2025-58)","date_checked":"2026-09-26"}},{"slug":"choice-financial-group","name":"Choice Financial Group","path":"/sponsor-banks/choice-financial-group","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-09-26T18:22:19.956Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"North Dakota Department of Financial Institutions","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"9423","website":null,"fintech_partners":"Mercury (business banking provided through Choice Financial Group and Column N.A., per Mercury's disclosures)","enforcement":"FDIC-23-0086b consent order (BSA/AML, third-party onboarding) · FDIC and North Dakota DFI · Dec 18, 2023 · In force (no termination published)","date_checked":"2026-09-26"}},{"slug":"community-federal-savings-bank","name":"Community Federal Savings Bank","path":"/sponsor-banks/community-federal-savings-bank","category":{"slug":"occ","title":"OCC-supervised banks"},"updatedAt":"2026-10-02T14:08:28.674Z","fields":{"country":"United States","regulator":"OCC","state_regulator":null,"bank_type":"Federal savings association","fdic_cert":"57129","website":null,"fintech_partners":"Wise (money transmission offered through Community Federal Savings Bank in certain states, per Wise)\nSynctera (announced CFSB as a partner bank in September 2021)","enforcement":"AA-ENF-2025-21 consent order (BSA/AML, payment processing line) · OCC · Apr 24, 2026 · In force","date_checked":"2026-09-26"}},{"slug":"cross-river-bank","name":"Cross River Bank","path":"/sponsor-banks/cross-river-bank","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-10-02T14:08:35.176Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"New Jersey Department of Banking and Insurance","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"58410","website":null,"fintech_partners":"Affirm (Affirm Money Account and Affirm virtual card, per Affirm's disclosures)","enforcement":"FDIC-22-0040b consent order (fair lending, third-party lending) · FDIC · Mar 8, 2023 · In force (no termination published)","date_checked":"2026-09-26"}},{"slug":"evolve-bank-trust","name":"Evolve Bank & Trust","path":"/sponsor-banks/evolve-bank-trust","category":{"slug":"federal-reserve","title":"Federal Reserve-supervised banks"},"updatedAt":"2026-10-02T14:08:42.984Z","fields":{"country":"United States","regulator":"Federal Reserve","state_regulator":"Arkansas State Bank Department","bank_type":"State-chartered commercial bank, Federal Reserve member","fdic_cert":"1299","website":null,"fintech_partners":"Mercury (its security page names Evolve Bank & Trust among its banking partners)","enforcement":"24-012-B-SM and 24-012-B-HC cease-and-desist order (Open Banking Division) · Federal Reserve and Arkansas State Bank Department · Jun 11, 2024 · In force (no termination published)","date_checked":"2026-09-26"}},{"slug":"ffb-bank","name":"FFB Bank","path":"/sponsor-banks/ffb-bank","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-10-02T14:08:49.564Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"California Department of Financial Protection and Innovation","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"58090","website":null,"fintech_partners":null,"enforcement":"FDIC-24-0112b consent order (merchant services through ISOs, BSA/AML) · FDIC and California DFPI · Jan 10, 2025 · In force (no termination published)","date_checked":"2026-09-26"}},{"slug":"first-fed-bank","name":"First Fed Bank","path":"/sponsor-banks/first-fed-bank","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-09-26T17:57:14.005Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"Washington State Department of Financial Institutions","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"28405","website":null,"fintech_partners":"Quin Ventures (fintech joint venture named in the FDIC order; the bank says the partnership ended in 2022)","enforcement":"FDIC-23-0026b consent order · FDIC · Nov 21, 2023 · Terminated Oct 23, 2024 (date from the bank's SEC filing)\nFDIC-23-0027k civil money penalty, $500,000 · FDIC · Mar 26, 2024 · One-time assessment","date_checked":"2026-09-26"}},{"slug":"green-dot-bank","name":"Green Dot Bank","path":"/sponsor-banks/green-dot-bank","category":{"slug":"federal-reserve","title":"Federal Reserve-supervised banks"},"updatedAt":"2026-10-02T14:08:56.747Z","fields":{"country":"United States","regulator":"Federal Reserve","state_regulator":"Utah Department of Financial Institutions","bank_type":"State-chartered commercial bank, Federal Reserve member","fdic_cert":"22653","website":null,"fintech_partners":"Apple Cash (Apple states Apple Cash services are provided by Green Dot Bank)","enforcement":"24-005-B-SM, 24-005-B-HC cease-and-desist order and $44,000,000 civil money penalty · Federal Reserve · Jul 19, 2024 · In force (no termination published)","date_checked":"2026-09-26"}},{"slug":"hatch-bank","name":"Hatch Bank","path":"/sponsor-banks/hatch-bank","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-10-02T14:09:03.692Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"California Department of Financial Protection and Innovation","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"25803","website":null,"fintech_partners":null,"enforcement":"FDIC-24-0062b consent order (BSA/AML through third-party relationships) · FDIC (California DFPI parallel order) · Apr 3, 2025 · Terminated Jan 21, 2026 (DFPI order ended Jan 28, 2026)","date_checked":"2026-09-26"}},{"slug":"lineage-bank","name":"Lineage Bank","path":"/sponsor-banks/lineage-bank","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-10-02T14:09:23.357Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"Tennessee Department of Financial Institutions","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"6100","website":null,"fintech_partners":null,"enforcement":"FDIC-23-0041b consent order (fintech partners, BaaS) · FDIC · Jan 30, 2024 · In force (no termination published)\nFDIC-26-0028b consent order (capital, loans, brokered deposits; no fintech terms) · FDIC · Jun 24, 2026 · In force; not in the tracker","date_checked":"2026-09-26"}},{"slug":"metropolitan-commercial-bank","name":"Metropolitan Commercial Bank","path":"/sponsor-banks/metropolitan-commercial-bank","category":{"slug":"federal-reserve","title":"Federal Reserve-supervised banks"},"updatedAt":"2026-10-02T14:09:52.946Z","fields":{"country":"United States","regulator":"Federal Reserve","state_regulator":"New York State Department of Financial Services","bank_type":"State-chartered commercial bank, Federal Reserve member","fdic_cert":"34699","website":null,"fintech_partners":"MovoCash (former prepaid program manager named in the 2023 orders; relationship ended in 2020)","enforcement":"23-018-B-SM cease-and-desist order and $14,478,676 civil money penalty · Federal Reserve · Oct 16, 2023 · Terminated Dec 4, 2025\nConsent order with $15,000,000 penalty (same matter) · NYDFS · Oct 18, 2023 · Penalty and reporting order","date_checked":"2026-09-26"}},{"slug":"patriot-bank","name":"Patriot Bank, N.A.","path":"/sponsor-banks/patriot-bank","category":{"slug":"occ","title":"OCC-supervised banks"},"updatedAt":"2026-09-26T17:59:10.645Z","fields":{"country":"United States","regulator":"OCC","state_regulator":null,"bank_type":"National bank","fdic_cert":"33928","website":null,"fintech_partners":"Lithic (Patriot Bank issues the Lithic Mastercard Prepaid Incentive Card and is named as a Lithic bank partner in Lithic's documentation)","enforcement":"AA-NE-2025-05 formal agreement (BSA/AML, prepaid program managers, payment activities) · OCC · Jan 14, 2025 · Terminated Jun 30, 2026 (AA-ENF-2026-34)","date_checked":"2026-09-26"}},{"slug":"piermont-bank","name":"Piermont Bank","path":"/sponsor-banks/piermont-bank","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-10-02T14:10:06.025Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"New York State Department of Financial Services","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"59154","website":null,"fintech_partners":null,"enforcement":"FDIC-23-0038b consent order (third-party relationships, BSA, consumer compliance) · FDIC · Feb 27, 2024 · In force (no termination published)","date_checked":"2026-09-26"}},{"slug":"sutton-bank","name":"Sutton Bank","path":"/sponsor-banks/sutton-bank","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-09-26T17:57:56.674Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"Ohio Department of Commerce, Division of Financial Institutions","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"5962","website":null,"fintech_partners":"Cash App (Cash App Prepaid Card, per Cash App's card agreement)\nPrepaid programs listed on Sutton Bank's own prepaid agreements page\nMarqeta (Sutton Bank described as its largest issuing bank in Marqeta's SEC filings)","enforcement":"FDIC-23-0110b consent order (BSA/AML, prepaid program managers) · FDIC and Ohio DFI (BA2023-01) · Feb 1, 2024 · In force (no termination published)","date_checked":"2026-09-26"}},{"slug":"thread-bank","name":"Thread Bank","path":"/sponsor-banks/thread-bank","category":{"slug":"fdic","title":"FDIC-supervised banks"},"updatedAt":"2026-09-26T17:58:19.828Z","fields":{"country":"United States","regulator":"FDIC","state_regulator":"Tennessee Department of Financial Institutions","bank_type":"State-chartered commercial bank, not a Federal Reserve member","fdic_cert":"9499","website":null,"fintech_partners":"Toast (Toast checking: banking services provided by Thread Bank)\nCurrence\nUnit (announced Thread Bank as a bank partner in August 2022)","enforcement":"FDIC-24-0022b consent order (BaaS and loan-as-a-service programs) · FDIC · May 21, 2024 · Terminated Dec 22, 2025","date_checked":"2026-09-26"}}]}